The RBI’s decision to keep the repo rate unchanged at 5.25% with a neutral stance has drawn measured optimism from the real estate sector. Industry leaders believe this move ensures stability in borrowing costs, supports buyer sentiment, and enables developers to plan with greater certainty. While global uncertainties and inflationary pressures persist, a steady rate environment provides much-needed confidence for both end-users and investors. From affordable housing to luxury segments and commercial real estate, stakeholders view this policy pause as an opportunity to sustain demand, strengthen fundamentals, and focus on long-term growth strategies across emerging and established markets.
Rajani Kant Mishra, Founder and Chairman, Amrawati Group
The RBI’s decision to keep the repo rate unchanged is a positive signal for the real estate sector, as it ensures stability in borrowing costs and sustains buyer confidence. For a growing market where infrastructure and planned developments are gaining momentum, steady interest rates play a crucial role in maintaining demand. Homebuyers continue to benefit from predictable EMIs, while developers can focus on timely delivery and expansion plans. Although a rate cut could have accelerated growth further, the current stance supports a stable and healthy market environment driven by long-term fundamentals and rising end-user interest.
Mohit Mittal, CEO – MORES
The rate pause reflects the RBI’s caution, but for the real estate sector, monetary policy is only one piece of the puzzle. The bigger issue is affordability across mid and affordable housing segments, which remain squeezed between stagnant wage growth and rising construction costs. The industry should use this period of policy stability to push for streamlined approvals, RERA enforcement, and better infrastructure investment in Tier 2 cities — that’s where India’s next real estate growth story is being written. Interest rates will eventually move; what the sector builds in the interim will determine who leads the next cycle.
Vishal Datt Wadhwa, Founder & CEO- CoWorkZen
Holding rates was the right call. The environment doesn’t allow anything else — oil above a hundred dollars, the rupee under pressure, inflation building in the pipeline from sources monetary policy simply cannot address. For enterprises evaluating workspace decisions — GCC buildouts, regional expansion, flex footprint across IT-ITES corridors — what matters is not the rate itself but the signal. A disciplined central bank that refuses to overreact to a supply shock is one that corporates can plan around. Lease decisions in structured commercial spaces are made on 3–5-year conviction, not monthly rate movements. Today’s policy does nothing to disrupt the conviction.
Prakhar Agrawal, Director, Rama Group
RBI’s decision to maintain the repo rate at 5.25% reflects a balanced and prudent approach amid evolving global uncertainties. This stability in interest rates is a positive for the real estate sector, as it sustains buyer sentiment and keeps home loan EMIs predictable for end-users. In an environment where inflation risks persist and global headwinds remain; a steady rate regime provides developers and homebuyers the confidence to plan long-term investments. We believe this move will continue to support housing demand, particularly in the mid-income and premium segments, while reinforcing overall market stability.
E. Lakshminarayana Reddy, Founder and CEO EARA Group
The RBI’s decision to keep the repo rate unchanged at 5.25% with a neutral stance is a positive signal for the luxury real estate segment. Stable interest rates reinforce confidence among HNIs and NRIs, enabling strategic investment decisions in premium and high-value assets. While this segment is less rate-sensitive, policy stability enhances sentiment and encourages portfolio diversification into luxury residences that offer exclusivity, long-term value appreciation, and an elevated lifestyle across prime micro-markets.
Ravi Kant, CEO & Co-founder, Elegance Enterprises
An unchanged repo rate provides much-needed stability to the real estate industry. It allows developers to plan projects with greater certainty while keeping home loan rates steady for buyers. This balanced approach by the RBI will help maintain momentum in housing sales and overall sector growth
