29, Jan 2026
Perfios Launches AI-Powered Visual Journey Orchestration Platform ‘Journey Builder’
Bengaluru, Jan 29: Perfios.ai, India’s leading B2B SaaS TechFin, today announced the launch of ‘Journey Builder’, an AI-Powered visual journey orchestration platform for financial institutions to design, launch, and optimise product journeys. Journey Builder empowers financial institutions with rapid product innovation and agility, leading to a direct 60%+ reduction in turnaround time to develop and launch new journeys.
Financial products require continuous evolution and upgradation, driven by shifting customer behaviors, new regulations, and market opportunities. Traditional development cycles, however, are often slow, rigid, and resource-intensive, especially as lending and onboarding journeys span multiple tightly coupled systems such as KYC, credit bureaus, consent, fraud checks, and underwriting. Perfios’ Journey Builder addresses the critical need for speed and adaptability in a rapidly changing financial landscape.
Journey Builder enables financial institutions to create, orchestrate, and refine end-to-end customer journeys across fragmented systems without manual intervention and without writing a single line of code. It uses journey-native, step-level analytics to not only measure journeys but also to directly power how journeys evolve in real time.
Key Features and Benefits of Perfios Journey Builder:
- Visual Journey Composition: A drag-and-drop workflow builder allows product teams to visually map and link data inputs, validation steps, and decisioning logic into a unified process, designed for rapid iteration.
- Modular & Reusable Components: Journeys are built from modular components and pre-built templates for lending, insurance, CASA onboarding, and more. Common elements like KYC, fraud checks, and underwriting can be reused across products.
- Pre-Integrated Ecosystem: Features a range of 50+ pre-built connectors for digitisation, document classification, credit bureaus, KYC, and fraud checks, streamlining complex workflows.
- Journey-Native Analytics: Built-in analytics provide real-time visibility into drop-offs, delays, and bottlenecks at every stage, allowing teams to identify where time is lost and track the conversion impact of each step. Insights are directly actionable, allowing immediate reordering, removal, parallelization, or replacement of steps.
- Versioning, Governance & Compliance: Built-in versioning, sandbox testing, and audit trails allow institutions to experiment safely without disrupting live journeys, while maintaining regulatory control and compliance readiness.
- Designed for Business Users: Product managers can design journeys using visual tools, significantly reducing reliance on engineering teams and accelerating development.
- Domain-Native & India-First: Specifically designed for financial services with built-in risk controls, compliance checkpoints, and regulatory logic. It offers native support for Indian digital rails and compliance, including Account Aggregator, DPDP Act, RBI guidelines, Aadhaar, DigiLocker, and video KYC.
“Financial institutions don’t struggle with insight, they struggle with converting that insight into customer facing journeys. Journey Builder closes that gap by turning real-time signals into configurable journeys that can be changed in days, not months,” said Krishna Chaitanya, Chief Product Officer, Perfios. “By shifting from fixed workflows to living journeys, we’re helping institutions learn faster, adapt continuously, and stay ahead of both customer expectations and regulatory change.”
Perfios has spent over 15 years powering financial decisions for over 1,000 institutions across 18 countries, processing billions of transactions monthly. Journey Builder leverages this extensive experience, turning intelligence into instant action.
Early pilot results for the Journey Builder application have been highly encouraging, delivering a 60% reduction in turnaround time to build and launch new journeys (2.5× faster), a 70% reduction in engineering effort, and 3X faster product iteration. By shifting from ‘fixed workflows’ to ‘living journeys’, organizations can continuously refine and adapt experiences based on real-world behavior.
- 0
- By Neel Achary
29, Jan 2026
Rebounce App Attracts 20K Users in First Month of Launch
India’s first-of-its-kind matchmaking and matrimony app for second chances, Rebounce, specially built for divorced, separated, and widowed individuals, was launched in September, 2025. The app crossed 20k users in little over a month of its launch, reflecting a shift in how Indians are approaching love, remarriage, and second chances.
Rebounce’s Founder and CEO, Ravi Mittal, said,
“Seeking love after divorce or considering remarriage after loss is slowly moving away from being a taboo to a conscious and hopeful next step. The early traction of our app clearly shows that Indians are no longer stuck in the failed marriage narrative. The new generation believes in continuing to live a full and happy life, and giving love a second chance is a huge part of it.”
Casual swipes are out, high intent is in
Rebounce’s user data shows that over 53% men and 64.6% of women on the app are actively looking for marriage, not merely exploring or seeking casual dates. The data clearly indicates that second chances are pursued with more intent and purpose.
The typical age of the app’s users is early 30s, and they are noted to be more emotionally mature, seeking long-term stability, and most of them are presently navigating or dealing with the aftermath of a serious life event, such as divorce or loss of a loved one. On average, women seeking second chances are around 35 and men 31, debunking the myth that remarriage is a later-life decision and is only pursued for companionship, not romance. Data from the app also show that 8 out of 10 users are specifically looking for love, not just a marriage of convenience or company for old age.
Single parents looking for commitment
Rebounce’s consumer data provides a telling insight into the mindset of single parents. 55% of single fathers and 68% of single mothers are looking for marriage-led relationships on the app. It especially emphasizes Rebounce’s family-aware and emotionally responsible matchmaking.
Compatibility, not stigma
The data shows an interesting trend: users are not rigid about their match’s marital history, signalling a notable shift toward compatibility-first relationships and remarriages, where emotional alignment, values, and clarity matter more than labels. Even something as simple as travel compatibility is prioritized over the past experience of a match, with the numbers showing over 57% of men considering travel compatibility an important factor, and only less than 9% taking marital history into consideration while looking for the right match. The numbers also prove that users are serious about a future together.
More than success, it’s a change in mindset
Rebounce’s early success is not about the numbers; it reflects a positive shift in people’s mindset. Divorce is no longer the end, and the steady 20k signups are proof. The app shared that users look at divorce or separation as a mere pause before a better beginning.
When it comes to users seeking long-term relationships, the finding is intriguing. Men with 22.2% are more interested in an exclusive, long-term relationship than women with 16.1%. Users, men and women alike, are noted to be displaying relationship and partner-seeking patterns that stem from more clarity, lived experience, and courage to restart.
29, Jan 2026
Migsun Mall Adds Tommy Hilfiger to Its Retail Offerings, Leases 2040 Sq Ft Space
Ghaziabad, Jan 29: Migsun Mall has announced the signing of a leasing agreement with global fashion brand Tommy Hilfiger. Spanning 2,040 sq ft., the addition marks a significant step in strengthening Migsun Mall’s premium fashion offering and reinforces its focus on attracting internationally recognised lifestyle brands.
Known for its classic American style with a modern edge, Tommy Hilfiger’s presence is expected to elevate the mall’s appeal among fashion-conscious consumers seeking global trends and contemporary retail experiences. The brand’s entry aligns with Migsun Mall’s strategy of curating a well-balanced tenant mix that combines aspirational labels with strong consumer recall.
Rajeev Srivastava, Leasing Head, Migsun Group, said,
“Global brands today are highly selective about where they expand, and their choices reflect confidence in both the market and the platform. Tommy Hilfiger’s decision to open at Migsun Mall reinforces our belief that well-planned retail destinations still hold strong relevance. Our focus has always been on creating spaces that feel contemporary, accessible and aligned with how consumers want to shop today. This partnership adds significant depth to our fashion portfolio and strengthens the overall brand narrative of the mall. We see this as part of a larger journey towards building a retail environment that delivers consistency, experience and long-term value for both brands and shoppers.”
As retail continues to evolve into a more experience-driven format, the inclusion of iconic brands like Tommy Hilfiger reflects growing confidence in the mall’s location, design sensibility and long-term growth potential.
29, Jan 2026
S&P Global Upgrades Biocon Biologics Credit Rating To ‘BB+’ Revises Outlook to “Stable”
Bengaluru, Karnataka, India: Jan 29: Biocon Biologics Limited, a fully integrated, global biosimilars company and subsidiary of Biocon Ltd., today announced that S&P Global Ratings has upgraded the Company’s long-term issuer credit rating to ‘BB+’ from ‘BB’, and revised the outlook to “Stable”. The rating on the senior secured notes issued by Biocon Biologics Global PLC has also been upgraded to ‘BB+’.
This positive development follows Biocon’s recent equity issuance to settle compulsorily convertible
preference shares (CCPS) issued to Viatris Inc.
S&P Global provided the following Rating Action Rationale:
- Biocon has simplified its capital structure. The company reduced its outstanding structured debt liabilities, and a US$1 billion CCPS issued to Viatris has now been removed through a mix of equity share swaps and cash consideration. Biocon funded the cash payout through fresh equity of about US$460 million that it raised earlier this month.
- New product launches and favorable industry trends will support Biocon’s earnings. Pharmaceutical sector will continue to register healthy growth through 2027, especially for GLP-1s and treatment for oncology and rare diseases.
- Biocon’s financial policy underpins its credit strength. Biocon’s management remains committed to reverting its balance sheet position to levels before its acquisition of Viatris’ biosimilars portfolio. In November 2022, Biocon acquired Viatris’ biosimilar business for US$3.3 billion. The transaction pushed up the group’s debt-to-EBITDA ratio to about 7x in fiscal 2024 from about 2x in fiscal 2022.
S&P said that the stable outlook reflects its view that Biocon’s earnings will grow steadily over the next 12-24 months on the back of growing demand for generics and biosimilars in key international markets and new product launches, which will help the Company to maintain its improved financial position.
29, Jan 2026
Two eminent PR professionals of Odisha conferred with India’s Regional PR Awards (IRPRA) 2025
Bhubaneswar, Jan 29: To honor and celebrate excellence in public relations, IRPRA a prominent name in the PR industry has announced its list of awardee agencies and professionals for 2025. Advento Communications has been honoured with the Best Regional PR Award, earning a place among the top 20 PR agencies. The India’s Regional PR Awards (IRPRA) 2025, a prestigious platform recognizing outstanding achievement in public relations across regional India, proudly announces its list of winners. The awards were revealed on January 2026, with the virtual ceremony on 17 January 2026, spotlighting the finest talent and innovation in regional communications. The complete details of the award and the list of winners are available at the link https://share.google/ksCv6O7UXtw94lsey
Two eminent PR professionals from Odisha named Bijayeeta Tripathy and Pabita Mishra conferred with prestigious IRPRA 2025 Awards 2026 under 40 under 40 Awards category. Bijayeeta Tripathy awarded with Best Creative Entertainment Campaign and Pabita Mishra with Leading PR Campaign for Startups. On this occasion, Bijayeeta Tripathy stated, “We are committed to delivering the best PR services in Odisha.” On the other hand, Pabita Mishra said, “We are encouraged by the trust our clients have placed in us, recognizing us as one of Bhubaneswar’s leading PR agencies.”
IRPRA celebrates exceptional contributions by PR professionals and agencies that have demonstrated creativity, strategic excellence, and impact in their campaigns across diverse categories — from crisis communication and digital media to startup communication and rural outreach.
“We are thrilled to honor the remarkable work that reshapes how regional narratives are crafted and communicated,” Spokesperson of IRPRA. “The winners represent the next generation of PR excellence — driving innovation and meaningful engagement in their communities.”
The esteemed jury panel for IRPRA 2025 comprised renowned experts in communications, media, and corporate public relations, including Archana Muthappa, Kavita Lakhani, Jyotsna Dash Nanda, Tanmana Rath, Smita Srivastava, and others who brought deep industry insight to the judging process.
India’s Regional PR Awards (IRPRA) 2025, under the banner of #40under40, celebrated and honored PR professionals who have made remarkable contributions to the field of regional PR over the past few years. These individuals have demonstrated exceptional skills and dedication, shaping the landscape of PR in India. We proudly announce the winners in various categories.
29, Jan 2026
Industry Leaders Urge Budget 2026 Reforms to Boost Manufacturing, Housing and MSME Growth Alternate Strong Headlines
Mr. Abhishek Somany, Managing Director and CEO, SOMANY Ceramics
Natural gas constitutes one of the most critical input costs in ceramic tile manufacturing, yet it continues to remain outside the GST framework. This exclusion leads to a significant cascading tax impact, as manufacturers bear tax levies without access to input tax credit, thereby increasing production costs significantly. Bringing natural gas under GST would meaningfully improve cost efficiency and enhance the global competitiveness of Indian tile manufacturers. Additionally, despite tiles being a fundamental material in residential construction and housing-led infrastructure, they continue to be taxed at 18%. A rationalisation of GST on tiles to the 5 % slab would support affordable housing, stimulate demand and strengthen the domestic manufacturing ecosystem. We hope the upcoming Budget considers these measures to enable sustainable growth for the sector.
Mr Santosh Shah, MD of VYNA Electric
Strengthening Domestic Electrical Manufacturing Through PLI Support
“With India’s electronics PLI scheme disbursing over ₹21,500 crore so far and attracting ₹1.76 lakh crore in committed investment, we expect Budget 2026 to double down on support for domestic manufacturing. A modest reduction in import duties on raw materials and extension of incentives to components for lighting and switchgear would help companies deliver global-quality products at competitive prices. For consumers, this could mean access to safer, more durable home electrical solutions built for Indian conditions. For manufacturers willing to uphold strict quality, it would renew confidence in scaling up responsibly.
Mr. Tushar Verma, EVP India & Subcon. REHAU India
As India prepares for the next phase of economic growth, the interiors and furniture sector stands at an important inflection point. Urban housing, commercial real estate, and renovation activity are together creating a strong, long term demand for better designed, more durable, and more sustainable interior solutions. The Union Budget has an opportunity to recognise this shift and support an industry that sits at the intersection of manufacturing, housing, and employment. The sector needs a stable and forward looking policy environment, one that encourages domestic manufacturing, simplifies the cost structure of essential inputs, and improves access to capital for the thousands of MSMEs who form the backbone of the interiors ecosystem. From designers and fabricators to component makers and installers, this value chain drives both innovation and livelihoods. A budget that strengthens housing, infrastructure, and small business financing will directly translate into healthier growth for interior solutions, helping Indian homes and workspaces move toward higher quality, safety, and long term value. That is where the real opportunity lies, for the industry and for the economy as a whole.
29, Jan 2026
Cathay Cargo returns to fly elite equine athletes to Hong Kong’s premier international showjumping event
Jan 29: Cathay Cargo has successfully transported approximately 60 elite showjumping horses from Europe to Hong Kong for the Longines Hong Kong International Horse Show, scheduled to take place at AsiaWorld-Expo from 30 January to 1 February 2026.
Building on the success of last year’s event, Cathay Cargo’s specialist teams executed a highly coordinated logistics operation to transport the equine athletes on a 12-hour journey from Liège, Belgium—a central European hub with a well-equipped cargo airport and stabling facilities—to Hong Kong International Airport. The horses travelled aboard a chartered Boeing 747 freighter, whose spacious main deck and temperature-controlled environment provide optimal conditions for safe and comfortable long-haul transport, ensuring the horses arrive calm, healthy, and competition-ready.
Commenting on the operation, Dominic Perret, Director Cargo, Cathay, said: “Transporting world-class equine athletes is both a privilege and a significant responsibility. We understand the pressures riders and owners face ahead of elite competition, which is why our focus is to eliminate travel as a source of stress. Our proven expertise in live animal logistics has driven year-on-year growth in this segment, and supporting an event of this calibre further reinforces our position as a trusted partner for high-stakes animal transport.”
Reimagining the live animal transport experience
As global demand for live animal cargo continues to grow, Cathay Cargo’s approach extends beyond transportation alone. Its Live Animal solution is anchored in three core principles:
-
Creature comfort: IATA-compliant travel stalls ensure adequate space, ventilation, and safety.
-
Charting the right path: Optimised routing minimises stops and transit time, reducing stress for the animals.
-
Flying with trust: Industry-leading IATA CEIV Live Animals certification ensures the highest standards of animal welfare.
Each flight is supported by dedicated human expertise. The horses benefit from priority ground handling and slow-speed tarmac transfers. During the flight, CEIV-certified crew continuously monitor and adjust cargo-hold temperature and airflow, while professional grooms accompany the horses throughout the journey, providing hands-on care and constant supervision.
Jo Peck, Event Director at HPower International, said:
“For an international event of this scale, the stakes are exceptionally high. There is no room for uncertainty when transporting elite equine athletes. That’s why we are delighted to partner with Cathay Cargo for the second consecutive year. Their meticulous care, deep understanding of horses, and world-class cargo discipline provide invaluable assurance, allowing riders and organisers to focus entirely on delivering a successful event.”
Cathay Cargo is the first airline in Asia to achieve IATA’s CEIV Live Animals certification, reflecting its deep expertise in managing complex, high-value animal shipments across multiple species.
The successful delivery of these elite showjumping horses once again underscores Cathay Cargo’s leadership in live animal logistics and its continued partnership with one of Asia’s most anticipated international equestrian events.
29, Jan 2026
Cervical Cancer awareness month: Tata AIA Health Buddy makes prevention simple and accessible for Families
Bangalore, Jan 29: Cervical cancer is often silent, undetected, and devastating. But what if the story could be changed? What if prevention was within reach—right now?
Cervical cancer: A preventable crisis
Cervical cancer is the second most common cancer among women in India, responsible for nearly 20% of all female cancer cases. The good news is that 90% of these cases are preventable with timely vaccination and screening. Yet, fewer than 2% of women between 30–49 have ever been screened. This isn’t due to a lack of concern, but because many women lack the access, awareness, and support to act early. The solution is simple, taking an HPV (Human Papillomavirus vaccine) in advance as a preventive measure.
Prevention Starts with Early Action
What if families could act before cervical cancer even has a chance? Tata AIA Health Buddy empowers families to take control of their health. With easy access to HPV vaccination as part of Health Buddy benefits, our consumers can ensure they are protected from cervical cancer, that too at discounted rates. Tata AIA removes the hassle of external appointments and complicated procedures, enabling families to act when it matters most.
Sujeet Kothare, Chief of Products, Marketing, Corporate Communications & Business Mid Office, Tata AIA Life Insurance said,
“Cervical cancer remains a significant threat to women’s health in India, but prevention is within our control. Taking proactive steps, such as the HPV vaccination, can help protect future generations. At Tata AIA, we are committed to empowering women with the tools they need to live healthy lives. Through our Tata AIA Health Buddy benefits, we offer exclusive discounts on HPV vaccinations, reinforcing our dedication to the well-being of the communities we serve. Together, we can make a lasting impact in the fight against cervical cancer.”
More than just Vaccination: Comprehensive support at every step
Cervical cancer prevention is just the beginning. Tata AIA Health Buddy is designed to support families throughout their health journeys:
- Doctor Consultations: Easy access to expert advice when needed.
- Health Check-ups: Regular monitoring to stay ahead of health needs.
- Medical Second Opinions & Case Management: Dedicated support for families during critical health challenges.
- Extra Savings: Discounts on prescribed medicines and lab tests.
These services aren’t just about convenience—they’re about giving families the tools to make informed decisions and the peace of mind that comes with knowing they are supported at every step of the way.
Real benefits for the Whole Family
Health decisions affect the entire family. Whether it’s a mother, wife, sister, or daughter, caring for loved ones is a shared responsibility. With Tata AIA Health Buddy, the whole family has access to crucial health services, empowering them to stay healthy. And it’s not just policyholders who benefit; Tata AIA extends these services to nominees and family members as well.
Shifting the Focus: Life Insurance that cares about Health
What if life insurance was about more than just financial protection? What if it was about proactive care, early action, and long-term health management? Tata AIA is shifting the paradigm. With Tata AIA Health Buddy, the company is not only protecting families’ financial futures—it’s helping them stay healthy, stay informed, and take charge of their well-being every step of the way.
29, Jan 2026
CMD, IREDA Calls for Integrated Energy Transition at India Energy Week 2026
Shri Pradip Kumar Das, Chairman & Managing Director, Indian Renewable Energy Development Agency Ltd. (IREDA), participated in a high-level roundtable on “Net Zero Emissions: Environmental, Economic and Social Implications – Role of Oil and Biofuels in the Transition” at India Energy Week 2026 in Goa.
Highlighting India’s rapid progress in clean energy, Shri Das noted that the parallel scaling of renewable energy and alternative low-carbon fuels is already delivering tangible outcomes. Initiatives such as ethanol blending are reducing import dependence, lowering emissions, and enhancing energy security, collectively steering the country towards a Viksit Bharat. He emphasised that this integrated approach is aligned with India’s development-first pathway to achieving Net Zero by 2070 and its commitment to install 500 GW of non-fossil fuel capacity by 2030. With India’s per capita electricity consumption still less than one-third of the global average, he stressed the importance of a phased, realistic, and growth-oriented energy transition.
Shri Das further underscored that oil and gas will continue to play a critical transitional role across transport, petrochemicals, and industry, ensuring energy security and price stability. He added that biofuels offer a scalable decarbonisation pathway by leveraging existing infrastructure while simultaneously supporting rural livelihoods.
He also highlighted that India’s clean energy expansion represents one of the largest nation-building opportunities globally, generating significant demand for engineers, financiers, data specialists, and project managers. A just, affordable transition—supported by reskilling initiatives and strong domestic manufacturing—will be essential to maximise social and economic benefits.
Concluding his address, Shri Das stated,
“Oil, gas and biofuels are not obstacles but enablers of a systematic transition. IREDA remains committed to ensuring that India’s climate ambitions are supported by accessible and affordable green finance.”
In addition, the CMD, IREDA, contributed to the CEO Roundtable on “Global Green Hydrogen and its Derivatives Offtake,” where he emphasised that scalable financing mechanisms and coordinated policy support are critical to accelerating the development of India’s green hydrogen and green ammonia markets. He noted that speed and skill, backed by strong policy frameworks, can position India not only as a major manufacturing hub for green hydrogen but also as a significant global export hub.
29, Jan 2026
Punjab & Sind Bank Celebrates 77th Republic Day with Pride, Honouring the Constitution and India’s Unity
New Delhi, Jan 29: Punjab & Sind Bank marked the 77th Republic Day of India with great enthusiasm and patriotic fervour across its offices, reaffirming its steadfast commitment to the values and principles enshrined in the Constitution of India. The celebrations reflected the Bank’s deep respect for India’s democratic ethos and its enduring legacy of service to the nation.
At the Bank’s Corporate Office, the celebrations commenced with the unfurling of the National Flag by Shri Swarup Kumar Saha, Managing Director & CEO, in the presence of senior management, officers, staff members, and invited guests. The solemn flag-hoisting ceremony was followed by the singing of the National Anthem, instilling a strong sense of unity and national pride among all present.
Addressing the gathering, Shri Swarup Kumar Saha highlighted the significance of Republic Day and reiterated Punjab & Sind Bank’s unwavering commitment to nation-building, inclusive growth, customer-centric banking, and service excellence. He also commended the dedication and collective efforts of the Bank’s employees in strengthening its contribution to India’s economic development.
The celebrations were further enriched by a stirring military band performance, adding grandeur and patriotic spirit to the occasion. Reinforcing the Bank’s commitment to sustainability and environmental stewardship, a plantation drive was also organised as part of the event.
A vibrant cultural programme followed, featuring performances by Bank employees and their children, celebrating India’s rich cultural diversity. Special group dance performances by Amrit Saini Academy emerged as a key highlight of the celebrations and were met with enthusiastic applause from the audience.
The programme concluded with a vote of thanks by the Chief General Manager, who expressed heartfelt appreciation to all participants, performers, and organising teams for making the celebration memorable. The event concluded with a brunch, fostering camaraderie and togetherness among employees.
Punjab & Sind Bank continues to uphold the spirit of the Constitution and remains committed to serving the nation with integrity, dedication, and excellence—where service truly remains a way of life.
